Dr. Asif Zaman, Ph.D.
Academic Leader | Strategic Consultant | Author | Human Capital & Finance Specialist
Dr. Asif Zaman, Ph.D
Associate Professor | Academic Leader | Strategic Consultant
Dr. Asif Zaman is an academic leader, strategic consultant and published author with over two decades of experience across higher education, finance, management and organizational development.
As Co-founder and Director of BIPE Consulting Ltd, he brings together academic knowledge and practical business experience to help organizations strengthen leadership, financial decision-making, team performance and organizational effectiveness.
Bridging Academia, Finance and Human Performance
Dr. Zaman works at the intersection of higher education, finance, organizational psychology and strategic management.
His experience spans academic leadership, Islamic finance, corporate finance, management education, organizational diagnostics and business consultancy. This multidisciplinary perspective allows him to look beyond conventional performance indicators and identify the human and organizational factors that influence them.
“Strong performance is not only about numbers. It is about understanding the people, culture and decisions behind the numbers.”
20+
Years of Professional Experience
Academic Leadership
Head of Department Accounting, Economics & Finance
Ph.D.
Islamic Corporate Finance
Published Author
Management, Finance & High-Performance Teams
International Experience
UK • UAE • Middle East
Academic Leadership & Teaching
Dr. Zaman has built an extensive academic career combining teaching, research, curriculum development and institutional leadership.
Cardiff Metropolitan University
Associate Professor / Head of Department — Accounting, Economics & Finance
September 2021 – Present
Principal Lecturer — Islamic Finance, Accounting & Finance
September 2021 – Present
Senior Lecturer — Marketing, Strategy & Islamic Finance
September 2010 – September 2021
Al Ain University, UAE
University Instructor
2007 – 2010
During his academic career, Dr. Zaman has taught and developed programmes covering:
- Leadership & Teamwork
- Principles of Management
- Project Management
- Corporate Finance
- Islamic Banking & Finance
- Financial Reporting
- Business Ethics
- Corporate Governance
- Strategic Marketing
Sectors
- Banking
- Healthcare
- Technology
- Fashion
- Public Sector
From Academic Knowledge to Business Impact
Through BIPE Consulting Ltd, Dr. Zaman applies academic research and practical business experience to real organizational challenges.
His consulting and executive education work covers:
- Organizational Diagnostics
Understanding the hidden factors affecting team and organizational performance. - Executive Education
Developing managers and professionals through practical, evidence-based learning. - Strategic Advisory
Supporting organizations with strategy, finance and operational decision-making. - Human Capital Development
Helping organizations understand personality, strengths, team roles, emotional intelligence and organizational culture.
The BIPE Iceberg | Looking Beyond the KPI
Visible performance indicators are only the tip of the organizational iceberg.
Behind them are the less visible factors that determine whether teams and organizations succeed.
Personality
Strengths
Team Roles
Emotional Intelligence
Culture
Change Readiness
The 90-Day Team Diagnostic
A practical three-stage approach:
01 — Baseline
Understand the current state.
02 — Diagnose
Identify the hidden drivers of performance.
03 — Intervene
Develop targeted actions for measurable improvement.
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Published Works
Building the High-Performing Team
A Manager’s Guide to Personality, Strengths and Emotional Intelligence
A practical framework for understanding the hidden psychological and organizational factors that influence team performance.
Key themes:
- Personality
- Strengths
- Team Roles
- Emotional Intelligence
- Organizational Culture
- Change Readiness
Finance for Managers
A Concise Guidebook for Improved Business Decision-Making
A practical guide connecting financial concepts with real-world management decisions.
Key themes:
- Cash vs Profit
- Variance Analysis
- Capital Allocation
- Margin Management
- Decision-Driven Dashboards
Qualifications
Academic Background
Ph.D. — Islamic Corporate Finance
Cardiff Metropolitan University
Research focus: determinants of Islamic banks’ capital structures, including comparative analysis of Bahraini and Malaysian banking institutions.
MBA — University of Wales
Research focus: corporate reporting and investment decision-making using evidence from European airline companies.
Professional Credentials
SFHEA
Senior Fellow of the Higher Education Academy
FAIA (ACAD)
Academic Fellow — Association of International Accountants
CMBE
Certified Management & Business Educator
PgCTAP
Postgraduate Certificate in Teaching & Academic Practice
CIFE
Certified Islamic Finance Executive — AAOIFI compliant
Three Pillars
ACADEMIC GOVERNANCE
Strategic leadership, curriculum development, higher education management and thought leadership.
CORPORATE ADVISORY
Islamic finance, corporate finance, feasibility studies, strategic marketing and business development.
HUMAN CAPITAL
Psychometric assessment, emotional intelligence, team roles, organizational culture and performance diagnostics.
Philosophy
A High-Trust Approach to Leadership
Dr. Zaman’s management philosophy is grounded in McGregor’s Theory Y — the belief that people can be intrinsically motivated, responsible and capable of self-direction when the right organizational conditions exist.
A central element of his approach is the Psychological Contract: the unwritten expectations between employees and organizations.
When these expectations are understood and managed effectively, organizations can move beyond basic compliance toward trust, engagement and sustainable performance.
Ready to Transform Your Organization?
Explore BIPE’s executive education, consulting and professional development services.
Page Break Testing
“Introducing the visionary and thought leader behind BIPE Consulting Ltd (Education & Consultancy) – where expertise and innovation converge to shape the future of professionals and organisations alike.”
Established by Scholars – Fuelled by Brilliance.
About Dr. Asif Zaman
Dr. Asif Zaman is an internationally acclaimed academic, consultant, and corporate trainer with 18+ years of experience empowering professionals and organisations. As Director and Co-Founder of BIP Education & Consultancy, he specialises in delivering customised training and consultancy for global clients.
Credentials
- PhD in Islamic Banking (Sustainable Capital Structure Management)
- MBA, University of Wales
- Certified Islamic Finance Executive (CIFE)
- Certified Management & Business Educator (CMBE)
- Fellow, UK Higher Education Academy (FHEA)
- Academic Fellow, Association of International Accountants (FAIA)
Innovative Learning Approach
Dr. Zaman’s transformative methods ensure actionable insights through:
- Flipped Teaching: Interactive, engaging sessions.
- Practical Simulations: Real-world scenario training.
- Collaborative Exercises: Team-based problem-solving.
Our Vision
Bridging the gap between pace and ambition.
Our Mission
Creating a space for accessible further learning where there is no barrier to success.
What People Say
Testimonials
